AP Legal Funding offers pre-settlement funding nation-wide.  Get Cash Now before your case settles.  We provide cash advances on pending lawsuits to people awaiting personal injury settlements.  

How it Works:

1.  The Application: Submit Information About Your Case

Considerations for Pre-Settlement Funding

  • Costs: Pre-settlement funding can be expensive. Interest rates and fees may be high, so it’s important to understand the total cost of the advance.

  • Amount: Only borrow what you need to cover essential expenses, like rent, utilities, and medical bills.

  • Attorney Involvement: Your attorney will be involved in the process and must agree to cooperate with the funding company.

  • Regulations: Understand that the regulations governing pre-settlement funding vary by state, and in some places, it may not be available.

  • Repayment: If you win your case or settle, the repayment amount will include the principal amount plus fees and interest. This will be paid directly from the settlement.

Choosing a Pre-Settlement Funding Company

  • Reputation: Look for companies with good reputations, positive client reviews, and transparent practices.

  • Rates: Compare rates and fees from multiple companies to find the most favorable terms.

  • Customer Service: Choose a company that offers clear communication and customer support.

  • Terms: Read the fine print and make sure you understand the terms of the funding agreement.

Alternatives to Pre-Settlement Funding

  • Personal Savings: If possible, use your savings to cover expenses while awaiting settlement.

  • Payment Plans: Some creditors may work with you to establish payment plans or defer payments.

  • Personal Loans: These may offer lower interest rates compared to pre-settlement funding.

  • Community Assistance: Look into community programs that offer financial assistance for those in need.


Pre-settlement funding can provide much-needed financial relief when you’re in the midst of a lawsuit. However, it’s important to carefully consider the costs and terms, and to explore all other options before proceeding. Always discuss potential financial decisions with your attorney, as they can provide guidance based on the specifics of your case and your personal circumstances.