New Jersey car accident loans

Our guide to New Jersey car accident loans.  You were searching for car accident cash advance in New Jersey.  And we can help you get all your questions answered.  Just give us a call.

We Help People Get A car accident settlement advance in New Jersey

top 6 laws unique to new jersey car accident cases

  1. No-Fault Insurance: New Jersey is a no-fault state for auto insurance. This means that after a car accident, each driver’s own insurance typically covers their medical expenses and certain other damages, regardless of who was at fault.

  2. Verbal Threshold Option: New Jersey drivers have the option to choose between the “verbal threshold” (limitation on lawsuit) and “no limitation on lawsuit” options. Under the verbal threshold, you can only pursue a personal injury lawsuit if you meet specific criteria for severe injuries, such as death, dismemberment, significant scarring, loss of a fetus, or permanent injury. If you select the “no limitation on lawsuit” option, you retain the right to sue for any injury resulting from a car accident.

  3. Comparative Negligence: New Jersey follows a modified comparative negligence system. If you are partially at fault for a car accident, your compensation may be reduced proportionately to your percentage of fault. However, you can only recover damages if your fault is determined to be less than 50%. If your fault is equal to or greater than 50%, you may not be eligible to recover any compensation.

  4. Statute of Limitations: In New Jersey, there is a statute of limitations for filing a personal injury lawsuit after a car accident. Generally, you have two years from the date of the accident to initiate a lawsuit seeking damages for injuries or property damage resulting from the collision.

  5. Seat Belt Laws: New Jersey has primary enforcement seat belt laws for drivers and passengers. Law enforcement officers can stop and ticket drivers and passengers solely for not wearing seat belts.

  6. Uninsured/Underinsured Motorist Coverage: New Jersey requires auto insurance companies to offer uninsured and underinsured motorist coverage to policyholders. This coverage can protect you if you are involved in an accident with a driver who does not have insurance or whose insurance coverage is insufficient to fully compensate you for your damages.

How does a car accident cash advance work?

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How much can you borrow with a pre settlement auto accident loan?

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