Ohio car accident loans

1. Comparative Fault: Ohio follows a modified comparative fault system. If you are partially at fault for a car accident, your compensation may be reduced proportionately to your percentage of fault. However, you can only recover damages if your fault is determined to be less than 50%. If your fault is equal to or greater than 50%, you may not be eligible to recover any compensation.

2. No-Fault Insurance (Optional): Ohio is an “at-fault” state for auto insurance. However, drivers have the option to purchase no-fault insurance, also known as personal injury protection (PIP). Under no-fault insurance, each driver’s own insurance covers their medical expenses and certain other damages, regardless of who was at fault.

3. Statute of Limitations: In Ohio, there is a statute of limitations for filing a personal injury lawsuit after a car accident. Generally, you have two years from the date of the accident to initiate a lawsuit seeking damages for injuries or property damage resulting from the collision.

4. Seat Belt Laws: Ohio has primary enforcement seat belt laws for drivers and passengers. Law enforcement officers can stop and ticket drivers and passengers solely for not wearing seat belts.

Please keep in mind that laws can change over time, so it’s essential to verify this information with official state statutes or consult with a qualified legal professional for the most up-to-date and accurate information related to car accidents in Ohio.