Oregon car accident loans

Car Accident Laws:

1. Modified Comparative Fault: Oregon follows a modified comparative fault system. If you are partially at fault for a car accident, your compensation may be reduced proportionately to your percentage of fault. However, you can only recover damages if your fault is determined to be less than 51%. If your fault is equal to or greater than 51%, you may not be eligible to recover any compensation.

2. Statute of Limitations: In Oregon, there is a statute of limitations for filing a personal injury lawsuit after a car accident. Generally, you have two years from the date of the accident to initiate a lawsuit seeking damages for injuries or property damage resulting from the collision.

3. Mandatory Reporting: Oregon law requires drivers to report car accidents to the local police if the accident resulted in injury, death, or property damage exceeding $2,500.

4. Uninsured/Underinsured Motorist Coverage: Oregon requires auto insurance companies to offer uninsured and underinsured motorist coverage to policyholders. This coverage can protect you if you are involved in an accident with a driver who does not have insurance or whose insurance coverage is insufficient to fully compensate you for your damages.

5. Seat Belt Laws: Oregon has primary enforcement seat belt laws for drivers and passengers. Law enforcement officers can stop and ticket drivers and passengers solely for not wearing seat belts.

Driving Laws:

6. Distracted Driving Law: Oregon law prohibits all drivers from using handheld electronic devices, including cell phones, while driving. Only hands-free devices are allowed.

7. Teenage Driving Restrictions: Oregon has graduated driver licensing (GDL) laws for teenage drivers. These laws impose restrictions on the number of passengers, nighttime driving, and the use of electronic devices while driving for newly licensed drivers under the age of 18.

8. Move Over Law: Oregon has a move over law that requires drivers to move over or slow down when approaching emergency vehicles or tow trucks with their lights activated on the side of the road.

9. Right-of-Way Laws: Oregon has specific laws governing right-of-way at intersections and for pedestrians. Drivers must yield the right-of-way to pedestrians in crosswalks and follow specific rules at four-way stops.

10. Child Passenger Safety: Oregon law requires children under the age of two to be properly secured in a rear-facing child safety seat, and children under the age of eight or until they reach a height of 4 feet 9 inches to be secured in a child safety seat or booster seat.