Pennsylvania car accident loans

1. Comparative Fault: Pennsylvania follows a modified comparative fault system. If you are partially at fault for a car accident, your compensation may be reduced proportionately to your percentage of fault. However, you can only recover damages if your fault is determined to be less than 51%. If your fault is equal to or greater than 51%, you may not be eligible to recover any compensation.

2. Statute of Limitations: In Pennsylvania, there is a statute of limitations for filing a personal injury lawsuit after a car accident. Generally, you have two years from the date of the accident to initiate a lawsuit seeking damages for injuries or property damage resulting from the collision.

3. Mandatory Reporting: Pennsylvania law requires drivers to report car accidents to the local police if the accident resulted in injury, death, or property damage exceeding $1,000.

4. Uninsured/Underinsured Motorist Coverage: Pennsylvania requires auto insurance companies to offer uninsured and underinsured motorist coverage to policyholders. This coverage can protect you if you are involved in an accident with a driver who does not have insurance or whose insurance coverage is insufficient to fully compensate you for your damages.

5. Seat Belt Laws: Pennsylvania has primary enforcement seat belt laws for drivers and passengers. Law enforcement officers can stop and ticket drivers and passengers solely for not wearing seat belts.

Driving Regulations:

6. Distracted Driving Law: Pennsylvania law prohibits all drivers from using handheld electronic devices, including cell phones, while driving.

7. Graduated Driver Licensing (GDL) for Teenagers: Pennsylvania has a GDL program for teenage drivers. This program imposes restrictions on newly licensed drivers under the age of 18, such as passenger limitations and curfew requirements.

8. Move Over Law: Pennsylvania has a move over law that requires drivers to move over or slow down when approaching emergency vehicles, tow trucks, or maintenance vehicles with their lights activated on the side of the road.

9. Right-of-Way Laws: Pennsylvania has specific laws governing right-of-way at intersections, yield signs, and for pedestrians. Drivers must yield the right-of-way to pedestrians in crosswalks and follow specific rules at four-way stops.

10. Child Passenger Safety: Pennsylvania law requires children under the age of two to be properly secured in a rear-facing child safety seat, and children under the age of four to be secured in a child safety seat.