Texas car accident loans

Fault-Based System: Texas follows a fault-based system for car and truck accidents. This means that the at-fault driver’s insurance is generally responsible for covering the damages of the other party.

Statute of Limitations: In Texas, there is a statute of limitations for filing a personal injury lawsuit after a car or truck accident. Generally, you have two years from the date of the accident to initiate a lawsuit seeking damages for injuries or property damage resulting from the collision. call a lawsuit funding company in Texas

Modified Comparative Fault: Texas follows a modified comparative fault system. If you are partially at fault for a car or truck accident, your compensation may be reduced proportionately to your percentage of fault. However, you can only recover damages if your fault is determined to be less than 51%. If your fault is equal to or greater than 51%, you may not be eligible to recover any compensation.

Mandatory Reporting: Texas law requires drivers to report car or truck accidents to the local police if the accident resulted in injury, death, or property damage exceeding $1,000.

Uninsured/Underinsured Motorist Coverage: Texas requires auto insurance companies to offer uninsured and underinsured motorist coverage to policyholders. This coverage can protect you if you are involved in an accident with a driver who does not have insurance or whose insurance coverage is insufficient to fully compensate you for your damages.

Seat Belt Laws: Texas has primary enforcement seat belt laws for drivers and passengers. Law enforcement officers can stop and ticket drivers and passengers solely for not wearing seat belts.

Distracted Driving Laws: Texas law prohibits all drivers from using handheld electronic devices, including cell phones, for texting while driving in school zones and for drivers under 18 years old.

Move Over Law: Texas has a move over law that requires drivers to move over or slow down when approaching emergency vehicles, tow trucks, or maintenance vehicles with their lights activated on the side of the road.

Child Passenger Safety: Texas law requires children under the age of eight or under 4 feet 9 inches to be secured in an appropriate child safety seat.

Truck Size and Weight Limits: Texas has specific laws regulating the size and weight of trucks and commercial vehicles operating on its roadways.

Commercial Driver’s License (CDL) Requirements: Drivers operating commercial vehicles in Texas are required to obtain a CDL and adhere to specific licensing and safety regulations.

Truck Inspection Requirements: Commercial vehicles are subject to regular safety inspections to ensure compliance with state and federal regulations.

Hours of Service (HOS) Regulations: Commercial truck drivers must comply with HOS regulations that dictate the maximum hours they can drive and require rest breaks.

Truck Driver Drug and Alcohol Testing: Commercial truck drivers are subject to drug and alcohol testing to ensure they are not impaired while operating a commercial vehicle.

Wrongful Death Lawsuits: Texas allows surviving family members to file wrongful death lawsuits in the event of a fatal car or truck accident caused by another party’s negligence.